"1.95元" in English can be written as "One point ninety-five yuan." When discussing currency in a broader context, you might want to include its usage in various situations.

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For example:

In a retail setting, you might say, "The price of this item is 1.95 yuan, which is quite affordable considering its quality." In an accounting or financial report, it could read, "Total sales for the day amounted to 1,950 yuan, with each item averaging 1.95 yuan."

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When discussing currency exchange rates, you might write, "The Chinese yuan's value was 1.95 yuan per US dollar during that period, reflecting a stable exchange rate."

In a classroom, discussing money management, a teacher might say, "Students are encouraged to save 1.95 yuan every week, gradually building up their financial literacy."

In a digital payment platform, you'll see it displayed as "1.95 CNY" (CNY stands for Chinese Yuan).

Remember that the decimal format in English typically places the cents after the decimal point, so "1.95" is correct.